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省融资ag8彩票登录创新金融服务 “楚虾贷”助力湖北乡村振兴

发布时间:2021-04-28 点击量:171 作者:战略研究部—王谭熠

图:考察团(tuan)赴(fu)潜(qian)江、监利进行(xing)现场调研

近日(ri),省融资ag8彩票登录携手网(wang)商银行(xing)考(kao)察团一行(xing),走进(jin)湖(hu)北省小龙虾核心产(chan)(chan)区潜江市、监利市,深入探(tan)访调研(yan)养殖户(hu)、加(jia)工企业(ye)(ye)(ye)、物流公司、电商、餐饮商户(hu)等在内的(de)小龙虾产(chan)(chan)业(ye)(ye)(ye)链各个(ge)环(huan)节(jie),精准对(dui)接金融需(xu)求(qiu),创新(xin)业(ye)(ye)(ye)务(wu)服务(wu)模式,推出“楚(chu)虾贷”,以特(te)色产(chan)(chan)业(ye)(ye)(ye)金融服务(wu)践(jian)行(xing)乡村振兴战略。

近年来,湖北水产(chan)(chan)(chan)业(ye)(ye)(ye)(ye)(ye)(ye)依托独特的(de)资(zi)源优势,大力打造小(xiao)(xiao)(xiao)龙(long)虾(xia)(xia)(xia)(xia)(xia)千亿(yi)生态产(chan)(chan)(chan)业(ye)(ye)(ye)(ye)(ye)(ye),小(xiao)(xiao)(xiao)龙(long)虾(xia)(xia)(xia)(xia)(xia)养殖、加工、出口量(liang)连(lian)续(xu)十多(duo)年全(quan)国第一,以“潜江(jiang)(jiang)龙(long)虾(xia)(xia)(xia)(xia)(xia)”、“监(jian)利(li)(li)龙(long)虾(xia)(xia)(xia)(xia)(xia)”为(wei)代表的(de)公用(yong)品牌(pai)不断唱响,小(xiao)(xiao)(xiao)龙(long)虾(xia)(xia)(xia)(xia)(xia)产(chan)(chan)(chan)业(ye)(ye)(ye)(ye)(ye)(ye)已经成为(wei)乡村振兴和(he)农业(ye)(ye)(ye)(ye)(ye)(ye)供给(ji)侧改革的(de)示范产(chan)(chan)(chan)业(ye)(ye)(ye)(ye)(ye)(ye)。结合(he)潜江(jiang)(jiang)市、监(jian)利(li)(li)市在小(xiao)(xiao)(xiao)龙(long)虾(xia)(xia)(xia)(xia)(xia)产(chan)(chan)(chan)业(ye)(ye)(ye)(ye)(ye)(ye)上的(de)品牌(pai)优势和(he)联动开发(fa)效(xiao)(xiao)应,省融资(zi)ag8彩票登录联合(he)网商银(yin)行(xing)推出“楚虾(xia)(xia)(xia)(xia)(xia)贷”批量(liang)业(ye)(ye)(ye)(ye)(ye)(ye)务,针对(dui)性地(di)解(jie)决小(xiao)(xiao)(xiao)龙(long)虾(xia)(xia)(xia)(xia)(xia)产(chan)(chan)(chan)业(ye)(ye)(ye)(ye)(ye)(ye)链中(zhong)各(ge)环节的(de)融资(zi)难题,有效(xiao)(xiao)提(ti)升小(xiao)(xiao)(xiao)龙(long)虾(xia)(xia)(xia)(xia)(xia)产(chan)(chan)(chan)业(ye)(ye)(ye)(ye)(ye)(ye)链中(zhong)生产(chan)(chan)(chan)要素和(he)资(zi)金配置(zhi)流转效(xiao)(xiao)率(lv)。该业(ye)(ye)(ye)(ye)(ye)(ye)务的(de)审批采用(yong)“310”模式,即(ji)3分钟(zhong)(zhong)申请,1秒钟(zhong)(zhong)审批,0人工干预,具备纯信用(yong)、利(li)(li)率(lv)优、审批快的(de)特点,服务对(dui)象覆盖小(xiao)(xiao)(xiao)龙(long)虾(xia)(xia)(xia)(xia)(xia)养殖农户(hu)、小(xiao)(xiao)(xiao)龙(long)虾(xia)(xia)(xia)(xia)(xia)生产(chan)(chan)(chan)加工企(qi)(qi)业(ye)(ye)(ye)(ye)(ye)(ye)、小(xiao)(xiao)(xiao)龙(long)虾(xia)(xia)(xia)(xia)(xia)餐饮商户(hu)、业(ye)(ye)(ye)(ye)(ye)(ye)内龙(long)头(tou)企(qi)(qi)业(ye)(ye)(ye)(ye)(ye)(ye)及其上下游合(he)作伙伴(ban)、电商的(de)优质店铺、村干部、产(chan)(chan)(chan)业(ye)(ye)(ye)(ye)(ye)(ye)优秀带头(tou)人、创(chuang)业(ye)(ye)(ye)(ye)(ye)(ye)带头(tou)人、返乡创(chuang)业(ye)(ye)(ye)(ye)(ye)(ye)人员等群体,提(ti)供等额本金、先息后本、随借随还三(san)种灵活(huo)还款方(fang)式,最大程度满足龙(long)虾(xia)(xia)(xia)(xia)(xia)养殖户(hu)、龙(long)虾(xia)(xia)(xia)(xia)(xia)收购加工企(qi)(qi)业(ye)(ye)(ye)(ye)(ye)(ye)和(he)餐饮类企(qi)(qi)业(ye)(ye)(ye)(ye)(ye)(ye)等一二三(san)产(chan)(chan)(chan)业(ye)(ye)(ye)(ye)(ye)(ye)的(de)融资(zi)需求(qiu)。

下一步,省融资(zi)ag8彩票登录将持续加(jia)大产品创新力度,在(zai)额度、利率、期限、还款方式和(he)(he)抵押(ya)担保方式各(ge)方面不断优化,为农户(hu)、合(he)作社及中小微企业等经营主体提供更(geng)加(jia)全面、丰富、便捷(jie)的金融产品,助力乡(xiang)村(cun)振兴和(he)(he)三农经济实现(xian)高质量发展。

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